My property in Florida was vandalized, does my homeowners insurance cover vandalism?

20110116 1743 – Clint’s 37th birthday party – day 2 – Clint, Carolyn – tongs – (by the 8′s) – GEDC5443
homeowners insurance

Image by Rev. Xanatos Satanicos Bombasticos (ClintJCL)
Brace yourselves. Tong pictures are coming.

Seriously though, these tongs are fucking awesome, and a great tool for the lazy. Found them leaning up against our kitchen radiator one day. No clue how that happens. As one who often sits curled in a ball with my leggs off the floor, having un-ball myself everytime I want a sip of water or stick of gum is really annoying. With these by my side I can do that. Plus thread wires behind furniture, play with kitties, throw things away without having to get up. I even used them to pull kudzu off my roof because I was already at the top of my ladder. (Friggin’ dangerous. Thank you homeowners insurance companies for making me do that.)

Carolyn, Clint.
sitting.
tongs.

upstairs, Clint and Carolyn’s house, Alexandria, Virginia.

January 16, 2011.
Pic by Christie.

… Read my blog at ClintJCL.wordpress.com
… Read Carolyn’s blog at CarolynCASL.wordpress.com

BACKSTORY: The party didn’t end! The next day was spent continuing the fun. We played PS2 for awhile, and then went out to eat at IHOP. Then we spent awhile trying to catch the helicopter toy with the tongs. And wearing microbead pillows as hats. Then we played Things, Dominion, Fluxx, and Aquarius.

Question by Property insured in South Florid: My property in Florida was vandalized, does my homeowners insurance cover vandalism?
I am insured with homeowners insurance in South Florida, and my home got vandalized, doses my insurance cover Vandalism. And do I need a Florida public adjuster to represent me to my Florida homeowners insurance?

Best answer:

Answer by tro
it should

What do you think? Answer below!

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One Response to My property in Florida was vandalized, does my homeowners insurance cover vandalism?

  1. mbrcatz July 28, 2013 at 5:42 pm #

    Maybe it’s covered. Does your homeowners policy cover THAT premises? Is your home vacant, or unoccupied? Is vandalism covered under your policy?

    You need to ask your agent.

    You don’t need a public adjuster – at least not yet.

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